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Loan Center
Mortgage Products

South Atlantic Bank offers a variety of loan programs to meet your residential mortgage needs. We are committed to employing knowledgeable and ethical mortgage loan officers to insure our customers are receiving the best products, services, and advice in regards to our customer's borrowing needs.

30 year fixed rate

Term: 30 years Maximum Amount: $417,000

20 year fixed rate

Term: 20 years Maximum Amount: $417,000

15 year fixed rate

Term: 15 years Maximum Amount: $417,000

10 year fixed rate

Term: 10 years Maximum Amount: $417,000

FHA/VA

Please contact a loan officer for more information.

3 year ARM (adjustable rate mortgage-fixed rate for initial 3 years)

Please contact a loan officer for more information.

5 year ARM (adjustable rate mortgage-fixed rate for initial 5 years)

Please contact a loan officer for more information.

7 year ARM (adjustable rate mortgage-fixed rate for initial 7 years)

Please contact a loan officer for more information.

JUMBO loans in excess of $417,000

Please contact a loan officer for more information.

We offer both fixed rate and adjustable rate mortgages for loans larger than $417,000.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $250,000 with closing costs of $2,736. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $5,386. Your actual APR may be different depending upon these factors.

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